Health Care Reform

Tired of seminars and webinars that provide tons of legal gobbledygook when all you want to know is what is relevant for your organization? Let our team clearly and concisely explain what Health Care Reform means specifically to you and your employees without all of the background noise.

Private Exchange

Private Exchanges are set to change the way you deliver employee benefits to your employees and their families.  With our Private Exchange you determine the dollar amount to give your employees and they go shopping in a unique online store branded to your company.Learn More

Commissions vs. Fees

Are you paying your benefits broker commission on your medical program?  Paying  compensation as a percentage of premiums ties the broker’s compensation to medical inflation which makes zero sense Unless you are a commissioned broker! .  Compensation should be based on a fixed fee arrangement which aligns your interests and ours.Learn More

Is your benefits broker really doing anything for you besides delivering a spreadsheet?

At Broad Reach Benefits we focus on employers that have between 30 and 500 benefit eligible employees. If you’re like most employers in that size group your benefit costs are increasing by double-digits, your broker isn’t providing you with metrics to manage your benefit plans from year to year, Health Care Reform is a blur, you’re understaffed and your HR people can never get ahead because they are always dealing with the daily administration of your employee benefits.

Increasing employee benefits costs are merely the symptom.  Simply shopping the market each year is not going to address the underlying issues that are specific to your employee population and driving your increasing costs.

We’re employee benefit specialists, not a big box brokerage firm or payroll company with a sales force peddling policies.  Instead of just shopping the market and providing you with a spreadsheet of options we analyze your plans using underwriting, actuarial analysis and data mining to understand what is driving increased costs within your population.  Armed with this knowledge we’ll provide you with a solutions-based approach that controls costs, mitigates risk to your organization, enhances and supports your management and human resource team and provides for the needs of your employees and their families.   You’ll see reduced expenses and a streamlined employee benefits process that allows you to focus on other strategic issues instead of compliance and employee benefits.

Who do you entrust with overseeing and managing one of your organizations largest expenses?

We are Employee Benefit Advisors. We’ve assembled a highly experienced team that possesses a breadth and depth of knowledge that distinguishes us in the employee benefits industry.  Our team will provide you with employee benefits consulting,  actuarial and underwriting expertise, access to diversified domestic and international products and cutting-edge technology.  We embed ourselves within your organization.  We will understand your specific situation and above all, our interests are aligned with yours.  

Sounds good right?  The problem is that most employee benefit brokers and advisors (the hunters) say all the right things and promise you the sun, the moon and the stars when they are out selling to you.  But you know what happens once you sign on the dotted line.  You get handed off to their account manager and customer service people (the farmers) for all the day-to-day transactions.  The broker/advisor, who has all the consulting expertise, vanishes into the woodwork never delivering the consulting and oversight that was promised.  It’s no accident.  Those brokers are compensated and incentivized by their firms to sell, not provide ongoing consulting.  

Broad Reach Benefits was designed from the ground up to be different.  Rather than run with the pack, we developed a completely different business model and philosophy.  Sound like marketing hype?  Don’t take our word for it.  We invite you to talk with our current clients to learn about the Broad Reach Benefits difference.

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