Group Vision Insurance Benefits for Employees

Two out of three Americans use corrective lenses yet less than 30% of all companies offer a vision benefit. This highly desired benefit can be employer paid, contributory or offered on a voluntary basis. For voluntary plans, no employer contribution is required and there is no minimum participation.

Discount Vision Programs

Vision Discount Programs allow your employees and their families to save 20% to 60% on name-brand prescription eyeglasses, contact lenses, nonprescription sunglasses and other items at participating optical providers. There are over 9,000 providers nationally including the major optical chains such as LensCrafters and Pearle Vision. These are not insurance programs, so there are no claim forms to complete, waiting periods to satisfy, or limits on the number of times you can utilize the program’s savings.

Quality Vision Programs

A quality vision program shouldn’t limit your eyewear selections. As long as you are in a participating retail location or a participating private practitioner, your discount applys to any eyewear in the store, not just a few choices on the “bottom shelf”.


  1. 20%-60% savings on eyewear purchases made at one of 10,000 eye care locations nationwide. Prices are guaranteed lowest for up to 30 days.
  2. Discounts apply to the total cost of corrective eyeglasses, contact lenses, nonprescription sunglasses and specialty items including tints, scratch-resistant coatings and ultraviolet protection.
  3. Eye exams and designated surgical procedures including Radial Keratotomy are eligible for savings of 20% to 30% when performed by a network ophthalmologist in selected locales.
  4. Toll-free hot line with an around-the-clock referral service to help members locate optical providers in their area.
  5.  Mail order services are included that offer 20% to 60% discounts on replacement contact lenses and up to 50% savings on nonprescription sunglasses including major name brands. Most mail orders are shipped within 48 hours.
  6. A 30-day unconditional warranty is provided on all products to enable members to return any eyewear purchase for a full refund or exchange if it doesn’t meet their expectations.

Insured Vision Programs

These programs provide the network and discounts above but add an isured benefit for eye exams, frames and lenses. Below are examples of how the plan designs can be changed with regard to the interval for services:

Option A
Option B
Option C
Eye Examinations
12 months

12 months
12 months
24 months
12 months
12 months
24 months
24 months
12 months


Once enrolled employees receive a welcome package mailed direct to their home. This package contains identification cards and all materials for them to begin using their plan immediately.